Zobo is a fintech app built to empower Africans in the diaspora to stay connected with home through fast, fee-free, and secure money transfers.
Whether you're in the US, UK, or Europe, Zobo makes it easy to send money to your loved ones in Nigeria, Ghana, and other parts of Africa, using your local bank card or wallet balance, all from a simple, mobile-app.
With zero transfer charges, no long waits, access only reliable and transparent transfers that put your needs first.
From funding family obligations to celebrating life’s milestones across borders, Zobo gives you the tools to send money with confidence, every time.
Here’s what Zobo enables you to do:
Send money from USD, GBP, or EUR, to NGN, GHS, XOF, and XAF, with zero transfer fees. Most transfers are completed in minutes, with real-time tracking and updates.
US Residents: Link your local debit cards and fund your transfers directly.
UK and EU Residents: Use Zobo's virtual GBP or EUR wallets to top up and send with ease.
Get more for your money with competitive FX rates. Zobo is 100% transparent, what you see is what you send. No surprise deductions.
The Zobo app is designed to be intuitive, even for first-time users or older relatives. From download to your first transfer, the experience is quick, clear, and frustration-free.
Need help at any point? Our support team is available around the clock via email or in-app chat. We’re here to ensure every transfer gives you peace of mind.
Zobo is designed for Africans in the diaspora who want a better way to send money to Africa, without the hassle of traditional remittance platforms.
Whether you’re:
A first-generation immigrant supporting family in Nigeria or Ghana
A student abroad sending pocket money to siblings
A caregiver helping elderly parents from overseas
Or a professional sending money for school fees, bills, or birthdays
Zobo is built for you.
Zobo’s mission is simple: To make cross-border money transfers easy, transparent, and community-driven, so the distance between you and home feels a little smaller.
We believe:
Your money should move fast and without fees
You deserve a tool that fits your life, not the other way around
Every transfer is more than money, it’s love, support, and connection
We’re focused on delivering real value through:
Product Innovation - We build with speed, simplicity, and purpose, adding features that make sending money easier for you.
Regulatory Compliance & Security - Zobo uses bank-grade security, encrypted transfers, and full KYC verification to protect your data and your funds.
People-First Support - We don’t hide behind bots. When you need help, you get a human, fast.
To make sending money home feel as quick, easy, and joyful as sending a text.
Want to Learn More?
Visit the rest of our Help Centre for guides on how to send money, verify your identity, and get started with Zobo. We’re here to make every step easier.